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Attitude of Gratitude and Money

...How Gratitude is a Science and Money is a Result

Few of us associate money with gratitude. It’s true that there are people who have made a lot of money and rarely showed their gratitude for those that have helped them. But there are far more successful people who have done the complete opposite.


Treating Money with Respect

...and how your relationship with you affects your money

Money plays a very integral part in our modern world, it’s true that you cannot do anything without interacting with money. Even a seemingly “free” trip to the beach involves a lot of transactions, whether you are aware of them or not.


How You Save the Small Money is How You Save the Big Money

And Everything In Between

Trying to save money is not an easy task. Heck, there are so many things that we all need to pay for these days. The internet is open 24 hours every day of the year, and we can spend our cash faster than ever.

Sometimes it’s easy to find ourselves caught up in buying new shoes or electronics when our old ones are still working ok. Advertising and marketing are everywhere, on billboards, radios, television and even YouTube! We are constantly told to spend, spend spend!


The Shocking Truth About Teens and Credit Cards

...And Why Teens are the Number 1 Target for Lenders

If you think getting your teenager a credit card will teach them how to be responsible with money – you’re far from the truth. Credit cards are a great way to create irresponsible spending habits early on in an adult's life. And financial institutions are now targeting teenagers for this very reason.

The scary truth is that over 80% of graduating seniors have credit card debt before they even have a source of income! Media has so cleverly placed it in the minds of our teenagers that to be an adult requires three things: a driver's license, mobile phone, and a credit card.


Your Money Personality

...What is yours?

Do you constantly struggle to get ahead and pay the next lot of bills? Or maybe you’re someone that always has money in the bank for whenever you need it. When it comes to money there are four types of personalities that people either have or don’t have.

Depending on how you’ve been brought up and what habits you’ve learned along the way, determines just how well you’ll be able to handle your finances


Delayed Gratification

...Is a Key to Financial Success

Teaching children about delayed gratification is one of the pillars of lifelong financial success. People that can delay gratification are more successful in their chosen careers, relationships, finances and all areas of life.

The Stanford marshmallow experiment was a series of studies on delayed gratification in the late 1960s and early 1970s led by psychologist Walter Mischel, then a professor at Stanford University.


The Lost Art of Saving

...Why we spend more than we earn

Putting money aside for a rainy day is a thing of the past, but it wasn’t always so. As of April 2007 we officially entered an era of negative savings (-1.4% PA) – yes in our modern day, we actually spend more than we earn!

Back in 1982 the amount of money we each put away every pay check hit an all-time high of 18.5%. And for decades before that generation after generation have been saving an average of 10% - so what happened?


Teaching Kids About Giving Back

And Why Today’s Children are More Selfish Than Ever

It’s an all too common picture – you have a few of your children's friends over so they can play and explore together, but one of the kids just doesn’t want to share. Everything is his – and only his!
A fight breaks out over whose toy it really is and you’re in the middle trying to settle everyone down. It’s around the age of four that children discover the existence of “me” and “mine” and a child that never learns to share will have much bigger problems further in life.


The Dangerous Effects of Advertising on Youth

... and Why Kids and Advertising Don’t Mix

Take a seat with your children in front of the television sometime, if you’re not already aware of just how much advertising is geared to kids then you’re in for a shock. What are the dangerous effects of advertising on youth? Not only are all the television shows riddled with product placements, but the advertising between skits is 100% targeted to young minds.


Birds of A Feather Flock Together

Birds of A Feather Flock Together - You are Who You Hang With

You don’t have to be a social scientist to get that people like to hang out with those who they share common interests with. In some ways, we never leave our high school cafeterias where the jocks sat at the table with the jocks, the cheerleaders with the cheerleaders, and the AV Club nerds with the AV club nerds.